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What does a claims adjuster do?

A claims adjuster is charged with evaluating an insurance claim to determine the insurance company's liability under the terms of an owner's policy. There are different types of adjusters. They may represent the insurance company, they may be hired by the claimant (public adjusters) or they may be independent.

What are the different types of insurance adjusters?

The following are the most widely recognized types of insurance adjusters: An independent insurance adjuster is an individual who works as a contractor for multiple insurance companies or third-party organizations. Insurance companies hire these adjusters directly to perform claims investigations and make claims-related decisions.

What is an independent adjuster?

An independent adjuster is someone who does not work for a specific insurance company but may be contracted by various companies. Insurance companies do this most often when they have catastrophe claims.

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